Here's an interesting idea. SmartyPig.com is like an online piggy bank with a social twist.
You create an account where you set a specific savings goal. Say you want to save for a new computer. You need $1,000. You create an account and then let your friends and family know what you're saving for. They can make contributions (or not).
You can contribute to their accounts too.
SmartyPig also has partnered with "top retailers" to offer you deals and cash incentives.
It's free and you can even earn interest on your deposits.

Stumble it!
Thanks for the post - Will.